Description:  The Home Mortgage Disclosure Act (HMDA) requires most lending institutions to report mortgage loan applications, including the outcome of the application, information about the loan and applicant, and location of the property. In 2004, FFIEC expanded the data to include structure type, lien status, and if the loan had high interest rates. FFIEC collects the data in order to determine whether financial institutions are meeting a community’s housing credit needs; to target community development funds to attract private investment; and to identify possible discriminatory lending patterns. The reporting requirements are based on the level of institutional assets and the number of loans originated in metro areas. In DataPlace, the loan-level data are summarized for various geographic levels into indicators on the racial and income distribution of borrowers, denial rates by race and income, and loans from subprime lenders by race. For more information about HMDA, visit http://www.ffiec.gov/hmda

Originator:  Federal Financial Institutions Examination Council

Beginning Date:  2006-12-31 21:00:00-08

Ending Date:  2007-12-30 21:00:00-08

West Bounding Coordinate:  

East Bounding Coordinate:  

North Bounding Coordinate:  

South Bounding Coordinate:  

Access Constraint:  

Use Constraint:  

Attribute Accuracy Report:  

Attribute Label:  Government-insured multifamily mortgage loans by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home purch. loan applications from Other races

Attribute Definition:  

Attribute Value Accuracy Explanation:  The 'other' race category was not offered as an option after 2003.

Attribute Label:  Conv. purchase applications from middle-income Other races

Attribute Definition:  

Attribute Value Accuracy Explanation:  The 'other' race category was not offered as an option after 2003.

Attribute Label:  Pct. of govt.-insured multifamily loans by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loans to very low-income borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purch. loans to middle-income borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purch. loans to middle-income borr. with income info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refin. loans to low-income borr. with income info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refin. loans to high-income borr. with income info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. home purchase loans by subprime lenders to Nat. Americans

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conventional refinancing loans by subprime lenders to Whites

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refinancing loans by subprime lenders to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conventional home purchase mortgage loans to Hispanic borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of conv. home purchase loans to Blacks by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. of conv. refin. loans to Other races by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refinancing loans to male borrowers by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purchase mortgage loans to male and female co-borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase mortgage loans to co-borrowers of the same gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase mortgage loans to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. owner-occ. purchase loans to high-income Other race borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  This indicator was introduced in DataPlace for 2007. These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Conventional home improvement mortgage loans by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purchase loans to Other race applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders. The 'other' race category was not offered as an option after 2003.

Attribute Label:  Govt.-insured mortgage loans for all purposes by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of refin. loans to multiracial borrowers by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. of owner-occupied home purchase loans to Other races

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens. The 'other' race category was not offered as an option after 2003. Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Denials of conv. purchase loans to middle-income Other races

Attribute Definition:  

Attribute Value Accuracy Explanation:  The 'other' race category was not offered as an option after 2003.

Attribute Label:  Conv. home purchase applications from very low-income Other races

Attribute Definition:  

Attribute Value Accuracy Explanation:  The 'other' race category was not offered as an option after 2003.

Attribute Label:  Denial rate of conv. purchase loans to low-income Other races

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders. The 'other' race category was not offered as an option after 2003.

Attribute Label:  Denial rate of conv. purchase loans to middle-income Other races

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders. The 'other' race category was not offered as an option after 2003.

Attribute Label:  Denial rate of conv. purchase loans to high-income Other races

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders. The 'other' race category was not offered as an option after 2003.

Attribute Label:  Conventional home purchase mortgage loans by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional multifamily mortgage loans by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of conventional mortgage loans by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of conv. home purchase mortgage loans by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of conv. home improvement mortgage loans by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of conv. refinancing mortgage loans by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of conv. multifamily mortgage loans by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loans by subprime lenders per 1000 1-4 fam. units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home impr. loans by subprime lenders per 1000 1-4 fam. units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. refin. loans by subprime lenders per 1000 1-4 fam. units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home purchase loans by subprime lenders per 1000 units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home improvement loans by subprime lenders per 1000 units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. refinancing loans by subprime lenders per 1000 units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Government-insured home purchase loans by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Government-insured home improvement loans by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Government-insured refinancing mortgage loans by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of government-insured mortgage loans by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of govt.-insured home purchase loans by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of govt.-insured home impr. loans by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of govt.-insured refin. mortgage loans by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loans to low-income borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purch. loans to high-income borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purch. loans to very low-income borr. with income info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purch. loans to low-income borr. with income info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purch. loans to high-income borr. with income info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. conv. purch. loans to very low-inc. borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. conv. purch. loans to low-inc. borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. conv. purch. loans to middle-inc. borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. conv. purch. loans to high-inc. borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refin. loans to very low-income borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refin. loans to low-income borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refin. loans to middle-income borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refin. loans to high-income borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refin. loans to very low-income borr. with income info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refin. loans to middle-income borr. with income info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. conv. refin. loans to very low-inc. borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. conv. refin. loans to low-inc. borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. conv. refin. loans to middle-inc. borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. conv. refin. loans to high-inc. borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conventional home purchase loans by subprime lenders to Asians

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conventional home purchase loans by subprime lenders to Blacks

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conventional home purch. loans by subprime lenders to Hispanics

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conventional home purchase loans by subprime lenders to Whites

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. home purchase loans by subprime lenders to Other races

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending. The 'other' race category was not offered as an option after 2003.

Attribute Label:  Conv. home purchase loans by subprime lenders to mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. home purchase loans to minorities by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Purch. loans to non-Hisp. multiracial appl. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. home purch. loans by subprime lenders where race is unknown

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. home purchase loans by subprime lenders to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refinancing loans by subprime lenders to Native Americans

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conventional refinancing loans by subprime lenders to Asians

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conventional refinancing loans by subprime lenders to Blacks

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conventional refinancing loans by subprime lenders to Hispanics

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refinancing loans by subprime lenders to Other races

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending. The 'other' race category was not offered as an option after 2003.

Attribute Label:  Conv. refinancing loans by subprime lenders to mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refinancing loans to minorities by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Refin. loans to non-Hisp. multiracial appl. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. refinancing loans by subprime lenders with unknown race

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conventional home purchase mortgage loans to Native Americans

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional home purchase mortgage loans to Asian borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional home purchase mortgage loans to Black borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional home purchase mortgage loans to White borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional home purchase mortgage loans to Other race borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  The 'other' race category was not offered as an option after 2003.

Attribute Label:  Conv. home purchase mortgage loans to mixed race pair borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional home purchase mortgage loans to minority borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loans to non-Hispanic multiracial borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. home purchase mortgage loans where race is not applicable

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional home purchase mortgage loans where race is unknown

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional refinancing mortgage loans to Native Americans

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional refinancing mortgage loans to Asian borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional refinancing mortgage loans to Black borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional refinancing mortgage loans to Hispanic borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional refinancing mortgage loans to Other race borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  The 'other' race category was not offered as an option after 2003.

Attribute Label:  Conventional refinancing mortgage loans to mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional refinancing mortgage loans to minority borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. refinancing loans to non-Hisp. multiracial borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. refinancing mortgage loans where race is not applicable

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional refinancing mortgage loans where race is unknown

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of conv. purch. loans to Nat. Americans by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. of conv. home purchase loans to Asians by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. of conv. purchase loans to Hispanics by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. of conv. home purchase loans to Whites by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. conv. purch. loans to mixed race pairs by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. of conv. purchase loans to minorities by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. of purch. loans to multiracial borrowers by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. of conv. purchase loans to Other races by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. of conv. refin. loans to Native Amer. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. of conv. refinancing loans to Asians by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. of conv. refinancing loans to Blacks by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. of conv. refin. loans to Hispanics by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. of conv. refinancing loans to Whites by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. of conv. refinancing loans to minorities by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purch. loans to male/female co-borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purchase loans to male borrowers by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purchase loans to female borrowers by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purch. loans to same gender co-borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purchase loans by subprime lenders to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purchase loans by subprime lenders with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refin. loans to male/female co-borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refinancing loans to female borrowers by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refin. loans to same gender co-borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refin. loans by subprime lenders to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refin. loans by subprime lenders with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conventional purchase mortgage loans to male borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional purchase mortgage loans to female borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase mortgage loans to borrowers with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. refinancing mortgage loans to male and female co-borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional refinancing mortgage loans to male borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional refinancing mortgage loans to female borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. refinancing mortgage loans to same gender co-borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. refinancing mortgage loans to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. refinancing mortgage loans to applic. with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of conv. purch. loans to male borrowers by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. of conv. purch. loans to female applic. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. purch. loans to same gender co-borrowers by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. refin. loans to male and female co-borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. of conv. refin. loans to male borrowers by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. of conv. refin. loans to female borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. refin. loans to same gender co-borrowers by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. owner-occ. purchase loans to very low-income Other race borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  This indicator was introduced in DataPlace for 2007. These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Denials of conv. purchase loans to very low-income Other races

Attribute Definition:  

Attribute Value Accuracy Explanation:  The 'other' race category was not offered as an option after 2003.

Attribute Label:  Denials of conventional purchase loans to high-income Other races

Attribute Definition:  

Attribute Value Accuracy Explanation:  The 'other' race category was not offered as an option after 2003.

Attribute Label:  Owner-occ. purchase loans to very low-income Other race borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  This indicator was introduced in DataPlace for 2007. These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Owner-occ. purchase loans to middle-income Other race borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  This indicator was introduced in DataPlace for 2007. These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Denials of conventional purchase loans to low-income Other races

Attribute Definition:  

Attribute Value Accuracy Explanation:  The 'other' race category was not offered as an option after 2003.

Attribute Label:  Conv. purchase loan applications from high-income Other races

Attribute Definition:  

Attribute Value Accuracy Explanation:  The 'other' race category was not offered as an option after 2003.

Attribute Label:  Denial rate of conv. purchase loans to very low-inc. Other races

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders. The 'other' race category was not offered as an option after 2003.

Attribute Label:  Conventional refinancing mortgage loans by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional refinancing mortgage loans to White borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. conv. refin. loans to mixed race pairs by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Owner-occ. purchase loans to low-income Other race borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  This indicator was introduced in DataPlace for 2007. These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Denials of conv. home purchase loans to Other race applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  The 'other' race category was not offered as an option after 2003.

Attribute Label:  Pct. purch. loans to male/female co-borrowers by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Owner-occ. home purchase mortgage loans to Other race borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens. The 'other' race category was not offered as an option after 2003.

Attribute Label:  Conv. home purchase loan applications from low-income Other races

Attribute Definition:  

Attribute Value Accuracy Explanation:  The 'other' race category was not offered as an option after 2003.

Attribute Label:  Conventional mortgage loans for all purposes by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occ. purchase loans to high-income Other race borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  This indicator was introduced in DataPlace for 2007. These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Pct. owner-occ. purchase loans to low-income Other race borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  This indicator was introduced in DataPlace for 2007. These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Pct. owner-occ. purchase loans to middle-income Other race borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  This indicator was introduced in DataPlace for 2007. These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Pct. conv. refin. loans to low-inc. male/fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amt. of loans for home impr. of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Avg. dollar amt. of loans for refinancing of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amount of home purchase loans for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amt. of purch. loans for 1-4 fam. units, excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amt. of impr. loans for 1-4 fam. units, excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Median amt. of first-lien loans for multifamily purchase

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. owner-occ. first-lien purch. loans to multiracial borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race. Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Median household income in 2000, adjusted for inflation

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Agg. income of owner-occ. purch. borrowers for 1 to 4 fam. units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Avg. borrower income for owner purch., 1 to 4 fam. excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. purchase loans not owner-occ., 1 to 4 fam. excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Denials of conv. home purchase loans to unknown race applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to low-income Native Americans

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase applications from very low-income Native Americans

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home purchase loan applications from high-income minorities

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conventional purchase loans to high-income Blacks

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denials of conv. purch. loans to low-inc. appl. to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purch. loans to low-income female applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to middle-income female applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of purch. loans to middle-inc. appl. with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of purch. loans to middle-inc. same gender co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purchase loans to high-income male appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. refin. loans to male/female co-appl. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. female appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to very low-inc. fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to low-inc. male appl. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to low-inc. male appl. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-inc. male appl. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to mid.-inc. appl. w/ unk. gender w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to high-inc. fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. purchase loans with high int. that are first liens

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. impr. loans with high int. that are first liens

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to very low-inc. borr. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to very low-inc. borr. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. purchase loans to Whites with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. Nat. Amer. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-income mixed race pairs with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to mid.-inc. Whites with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Owner-occ. first-lien purchase loans to high-income Asians

Attribute Definition:  

Attribute Value Accuracy Explanation:  This indicator was introduced in DataPlace for 2007.

Attribute Label:  Denials of conv. purchase loans to very low-income Hispanics

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conventional purchase loans to high-income Whites

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Dollar amount of mortgage loans for all purposes per 1000 units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amt. of loans for home improvement of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amount of home impr. loans for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amt. of unsecured loans for home impr. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median loan amt. for home improvement of multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Median loan amount for refinancing of multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of owner-occupied home purchase loans to minorities

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens. Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Avg. income of owner-occ. purch. borrowers for 1 to 4 fam. units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Agg. borrower income for owner-occ. purchases of manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Owner-occupied home purchase loans to middle-income borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Pct. of owner-occ. purchase loans to very low-income borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Owner-occ. first-lien home purchase loans with borr. income known

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Non-owner-occ. purchase loans for 1 to 4 fam. per 1000 units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. home purchase loans to White applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conventional purchase loans to low-income Whites

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Pct. owner-occ. first-lien purch. loans by same gender co-borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loans to male/female co-appl. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to low-inc. male/fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to high-inc. male/fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. multiracial borr. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Pct. conv. purch. loans to very low-inc. min. borr. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. Hisp. with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to very low-inc. Blacks with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to very low-inc. min. borr. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to low-inc. Blacks with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. owner-occ. purchase loans to very low-income mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  This indicator was introduced in DataPlace for 2007. These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Pct. owner-occupied purchase loans without income and race info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  This indicator was introduced in DataPlace for 2007. These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Pct. owner-occ. first-lien purchase loans to very low-income mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  This indicator was introduced in DataPlace for 2007.

Attribute Label:  Pct. owner-occ. first-lien purchase loans to high-income multiracial borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  This indicator was introduced in DataPlace for 2007.

Attribute Label:  Pct. owner-occ. first-lien purchase loans without income and race info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  This indicator was introduced in DataPlace for 2007.

Attribute Label:  Pct. owner-occ. first-lien purchase loans to high-income mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  This indicator was introduced in DataPlace for 2007.

Attribute Label:  Pct. owner-occ. first-lien purchase loans to high-income minorities

Attribute Definition:  

Attribute Value Accuracy Explanation:  This indicator was introduced in DataPlace for 2007.

Attribute Label:  Number of housing units, 2000

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Number of housing units, 1 to 4 families (HMDA def.), 2000

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Number of housing units, 5 or more families (HMDA def.), 2000

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Mortgage loan applications (all purposes)

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Mortgage applications for home purchase of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Mortgage applications for refinancing of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Mortgage applications for multifamily dwellings (all purposes)

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. mortgage apps. for home purchase of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. mortgage apps. for home improvement of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. mortgage applications for refinancing of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. mortgage apps. for multifamily dwellings (all purposes)

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Mortgage originations for all purposes

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Mortgage loans for home purchase of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Mortgage loans for home improvement of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Mortgage loans for refinancing of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Mortgage loans for all purposes for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of mortgage loans for home purchase of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of mortgage loans for home impr. of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of mortgage loans for refinancing of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of mortgage loans for multifamily dwellings (all purposes)

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Home purchase loans for 1 to 4 fam. units per 1000 housing units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Home impr. loans for 1 to 4 family units per 1000 housing units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Refinancing loans for 1 to 4 family units per 1000 housing units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Multifamily loans for all purposes per 1000 housing units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Mortgage applications for home purchase of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage apps. for home improvement of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage applications for refinancing of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Purchase mortgage apps. for 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Home impr. mort. apps. for 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Refin. mortgage apps. for 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage apps. for home purchase of multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage apps. for home improvement of multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage apps. for refinancing of multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage applications for home purchase of manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage applications for home improvement of manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage applications for refinancing of manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of home purchase mortgage apps. for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of purchase apps. for 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of home purchase mortgage apps. for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of home improvement mortgage apps. for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. home impr. apps. for 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of refinancing mortgage applications for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of refin. apps. for 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of refinancing mortgage apps. for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage loans for home purchase of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage loans for home improvement of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage loans for refinancing of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Purchase mortgage loans for 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Home impr. mort. loans for 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Refin. mortgage loans for 1 to 4 family units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage loans for home purchase of multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage loans for home improvement of multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage loans for refinancing of multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage loans for home purchase of manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage loans for home improvement of manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage loans for refinancing of manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of home purchase mortgage loans for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of purchase loans for 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of home purchase mortgage loans for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of home impr. mortgage loans for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of home impr. loans for 1 to 4 fam. unit, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of refinancing mortgage loans for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of refin. loans for 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of refinancing mortgage loans for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  First-lien mortgage loans for home purchase of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  First-lien purch. loans for 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  First-lien mortgage loans for purchase of multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  First-lien mortgage loans for home purchase of manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Subordinate-lien mortgage loans for purch. of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  First-lien mortgage loans for home impr. of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Subordinate lien loans for home impr. of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage loans with no liens for home impr. of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  First-lien mortgage loans for refinancing of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Subordinate lien mortgage loans for refin. of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of loans for purchase of all dwellings that are first lien

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of loans for home impr. of all dwellings that are first lien

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of loans for refin. of all dwellings that are the first lien

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Total dollar amount of mortgage loans for all purposes

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amount of loans for home purchase of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amount of loans for refinancing of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amount of mortgage loans for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Avg. dollar amount of mortgage loans for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amt. of purch. loans for 1 to 4 fam. units per 1000 units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amt. of impr. loans for 1 to 4 fam. units per 1000 units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amt. of refin. loans for 1 to 4 fam. units per 1000 units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amount of home purchase loans for all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amt. of home improvement loans for all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amount of refinancing loans for all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amt. of purchase loans for 1 to 4 fam. units, excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amt. of impr. loans for 1 to 4 family units excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amt. of refin. loans for 1 to 4 family units, excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amount of home improvement loans for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amount of refinancing loans for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amount of home purchase loans for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amount of refinancing loans for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amt. of refin. loans for 1-4 fam. units, excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amount of home purchase loans for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amount of home impr. loans for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amount of refinancing loans for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amt. of home purch. loans for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amt. of home impr. loans for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amt. of refinancing loans for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amt. of first-lien purchase loans for all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amt. of first-lien purchase loans for 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amt. of first-lien purch. loans for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amt. of first-lien loans for multifamily purchase

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amt. of subordinate-lien loans for purchase of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amt. of first-lien loans for refinancing for all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amt. of subordinate-lien loans for refin. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amt. of first-lien loans for home impr. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amt. of subordinate-lien loans for impr. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Avg. dollar amt. of first-lien purch. loans for manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amt. of first-lien loans for multifamily purchase

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. amt. for subordinate-lien loans for purch. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Avg. amt. of subordinate-lien loans for refin. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Avg. amt. of first-lien loans for home impr. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Avg. amt. of subordinate-lien loans for impr. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Avg. amt. unsecured loan amount for home impr. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median loan amount for home purchase of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median loan amount for home improvement of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median loan amount for refinancing of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median loan amount for multifamily dwellings (all purposes)

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median loan amount for home purchase of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median loan amount for home purchase of manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Median loan amount for home purchase of multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Median loan amount for home improvement of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median impr. loan amt. of 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Median loan amount for home improvement of manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Median loan amount for refinancing of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median refin. loan amt. of 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Median loan amount for refinancing of manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Median amt. of first-lien loans for purch. of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median amt. of subordinate-lien loans for purch. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median amt. of first-lien loans for refin. of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median amt. of subordinate-lien loans for refin., all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median amt. of first-lien loans for home impr. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median amt. of subordinate-lien loans for impr. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median amt. of unsecured loans for home impr. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Government-insured loans for all purposes

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Government-insured loans for home purchase of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Government-insured loans for home impr. of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Government-insured loans for refinancing of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Government-insured multifamily loans for all purposes

Attribute Definition:  

Attribute Value Accuracy Explanation:  HMDA did not report the purpose for multifamily lending until 2004, so this indicator includes applications for purchase, improvement, and refinancing of non-condominium buildings with 5 or more units.

Attribute Label:  Conventional loans for all purposes

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional loans for home purchase of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional loans for home improvement of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional loans for refinancing of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional multifamily loans for all purposes

Attribute Definition:  

Attribute Value Accuracy Explanation:  HMDA did not report the purpose for multifamily lending until 2004, so this indicator includes applications for purchase, improvement, and refinancing of non-condominium buildings with 5 or more units.

Attribute Label:  Pct. of purch. loans for 1 to 4 fam. units that are govt.-insured

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of impr. loans for 1 to 4 fam. units that are govt.-insured

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of refin. loans for 1 to 4 fam. units that are govt.-insured

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of multifamily loans for all purposes that are govt.-insured

Attribute Definition:  

Attribute Value Accuracy Explanation:  HMDA did not report the purpose for multifamily lending until 2004, so this indicator includes applications for purchase, improvement, and refinancing of non-condominium buildings with 5 or more units.

Attribute Label:  Pct. of purch. loans for 1 to 4 fam. units that are conventional

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of impr. loans for 1 to 4 fam. units that are conventional

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of refin. loans for 1 to 4 fam. units that are conventional

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of multifamily loans for all purposes that are conventional

Attribute Definition:  

Attribute Value Accuracy Explanation:  HMDA did not report the purpose for multifamily lending until 2004, so this indicator includes applications for purchase, improvement, and refinancing of non-condominium buildings with 5 or more units.

Attribute Label:  Owner-occ. home purchase loans to Asian/Pac. Islander borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Owner-occupied home purchase mortgage loans to Black borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Owner-occupied home purchase mortgage loans to Hispanic borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Owner-occupied home purchase mortgage loans to White borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Owner-occ. home purchase mortgage loans to Native Amer. borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Owner-occupied home purchase loans where borrower race is unknown

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Owner-occupied home purchase mortgage loans to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Owner-occupied home purchase loans to mixed race pair borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Owner-occupied home purchase mortgage loans to minority borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Owner-occ. home purchase loans to non-Hisp. multiracial borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Owner-occupied home purchase loans where borrower race is known

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Pct. of owner-occ. home purchase loans to Asian/Pac. Islanders

Attribute Definition:  

Attribute Value Accuracy Explanation:  Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Pct. of owner-occupied home purchase loans to Blacks

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens. Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Pct. of owner-occupied home purchase loans to Hispanics

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens. Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Pct. of owner-occupied home purchase loans to Whites

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens. Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Pct. of owner-occupied home purchase loans to Native Americans

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens. Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Pct. of owner-occupied home purchase mortgage to mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens. Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Pct. owner-occ. purch. loans to non-Hisp. multiracial borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens. Beginning in 2004, applicants could choose more than one race. Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Pct. of owner-occupied home purchase loans with unknown race

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Owner-occ. first-lien home purchase loans to Asian/Pac. Islanders

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occupied first-lien home purchase loans to Blacks

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occupied first-lien home purchase loans to Hispanics

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occupied first-lien home purchase loans to Whites

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occupied first-lien home purchase loans with unknown race

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occupied first-lien home purchase loans to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occupied first-lien home purchase loans to mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occupied first-lien home purchase loans to minorities

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occ. first-lien purch. loans to non-Hisp. multiracial borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Owner-occupied first-lien home purchase loans with known race

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of owner-occ. first-lien purchase loans to Asians

Attribute Definition:  

Attribute Value Accuracy Explanation:  Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Pct. of owner-occupied first-lien home purchase loans to Blacks

Attribute Definition:  

Attribute Value Accuracy Explanation:  Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Pct. of owner-occupied first-lien purchase loans to Hispanics

Attribute Definition:  

Attribute Value Accuracy Explanation:  Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Pct. of owner-occ. first-lien purchase loans to Native Americans

Attribute Definition:  

Attribute Value Accuracy Explanation:  Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Pct. of owner-occ. first-lien purchase loans to mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Pct. of owner-occ. first-lien home purchase loans to minorities

Attribute Definition:  

Attribute Value Accuracy Explanation:  Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Pct. of owner-occ. first-lien purchase loans with unknown race

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Med. borrower inc. for own.-occ. purch., 1 to 4 fam. incl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median owner household income in 2000, adjusted for inflation

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median income of purch. borrowers (1 to 4 fam.)/median hhld. inc.

Attribute Definition:  

Attribute Value Accuracy Explanation:  This indicator gives a sense if new borrowers have a higher or lower income than the current residents in the area.

Attribute Label:  Median income of purch. borrowers (1 to 4 fam.)/median owner inc.

Attribute Definition:  

Attribute Value Accuracy Explanation:  This indicator gives a sense if new borrowers have a higher or lower income than the current owners in the area.

Attribute Label:  Med. borrower inc. for own.-occ. purch., 1 to 4 fam. excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Median borrower income for owner-occ. purchases of manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Agg. borrower income for owner purch., 1 to 4 fam. excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Own.-occ. home purch. loans with income, 1 to 4 fam. excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Owner-occ. home purch. loans with income known for manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. borrower income for owner-occ. purch. of manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Med. borr. inc. for owner first-lien purch., 1 to 4 fam. units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Agg. borr. income for owner first-lien purch., 1 to 4 fam. units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occupied home purchase loans to very low-income borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Owner-occupied home purchase loans to low-income borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Owner-occupied home purchase loans to high-income borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Owner-occupied home purchase loans with borrower income known

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Pct. of owner-occ. home purchase loans to low-income borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Pct. of owner-occ. home purchase loans to middle-inc. borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Pct. of owner-occ. home purchase loans to high-income borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Pct. of owner-occ. home purch. loans without borrower's income

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Owner-occ. first-lien home purchase loans to very low-inc. borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occ. first-lien home purchase loans to low-income borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occ. first-lien home purchase loans to middle-income borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occ. first-lien home purchase loans to high-income borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occupied first-lien purchase loans for 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of owner-occ. first-lien purch. loans to very low-inc. borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of owner-occ. first-lien purchase loans to low-income borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of owner-occ. first-lien purchase loans to middle-inc. borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of owner-occ. first-lien purchase loans to high-income borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of owner-occ. first-lien purch. loans with unknown income

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Home purchase loans for 1 to 4 fam. units that are not owner-occ.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Home purchase loans for 1 to 4 family units that are owner-occ.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Home purchase loans for 1 to 4 family units by institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Purchase loans that are not owner-occ., 1 to 4 fam. excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Purchase loans that are owner-occupied, 1 to 4 fam. excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Purchase loans by institutions, 1 to 4 family units excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Home purchase loans for manuf. homes that are not owner-occupied

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Home purchase loans for manufactured homes that are owner-occ.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Home purchase loans for manufactured homes by institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. purchase loans for manuf. homes that are not owner-occupied

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Home purchase multifamily loans that are not owner-occ.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Home purchase multifamily loans that are owner-occupied

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Home purchase multifamily loans by institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. home purchase multifamily loans that are not owner-occupied

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Denials of conventional home purchase loans

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. home purchase loans to Asian applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. home purchase loans to Black applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. home purchase loans to Hispanic applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. home purchase loans to White applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. home purch. loans to Native American applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to mixed race pair applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. home purchase loans to minority applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to non-Hisp. multiracial applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Denials of conventional home purchase loans to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional home purchase loan applications

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional home purchase loan applications from Asians

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional home purchase loan applications from Blacks

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional home purchase loan applications from Hispanics

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional home purchase loan applications from Whites

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home purchase loan applications from Native Americans

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home purchase loan applications from mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional home purchase loan applications from minorities

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan apps. from non-Hisp. multiracial applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. home purchase loan applicants where race is not applicable

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional home purchase loan applicants where race is unknown

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conventional home purchase loans

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. home purchase loans to Asian applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conv. home purchase loans to Black applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conv. home purchase loans to Hispanic applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conv. home purchase loans to Native Americans

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conv. home purchase loans to mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conv. purch. loans to non-Hisp. multiracial appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Denials of conv. purchase loans to very low-income applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. home purchase loans to low-income applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. home purchase loans to middle-income applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. home purchase loans to high-income applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan applications from very low-income applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home purchase loan applications from low-income applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan applications from middle-income applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home purchase loan applications from high-income applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purchase loans to very low-income applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purchase loans to low-income applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purchase loans to middle-income applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purchase loans to high-income applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to very low-income Asians

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to very low-income Blacks

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to very low-income Whites

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to very low-income Native Americans

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to very low-inc. mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to very low-income minorities

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to very low-inc. multiracial appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Denials of conv. purchase loans to low-income Asians

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to low-income Blacks

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to low-income Hispanics

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to low-income Whites

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to low-income mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to low-income minorities

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to low-inc. multiracial applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Denials of conventional purchase loans to middle-income Asians

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conventional purchase loans to middle-income Blacks

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conventional purchase loans to middle-income Hispanics

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conventional purchase loans to middle-income Whites

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to middle-income Native Americans

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to middle-income mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to middle-income minorities

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to middle-inc. multiracial appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Denials of conventional purchase loans to high-income Asians

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conventional purchase loans to high-income Blacks

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conventional purchase loans to high-income Hispanics

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conventional purchase loans to high-income Whites

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to high-income Native Americans

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to high-income mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conventional purchase loans to high-income minorities

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to high-inc. multiracial applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. home purchase loan applications from very low-income Asians

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home purchase loan applications from very low-income Blacks

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home purchase applications from very low-income Hispanics

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home purchase loan applications from very low-income Whites

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase applications from very low-income mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan applications from very low-income minorities

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. apps. from very low-inc. non-Hisp. multiracial appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. home purchase loan applications from low-income Asians

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home purchase loan applications from low-income Blacks

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home purchase loan applications from low-income Hispanics

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home purchase loan applications from low-income Whites

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home purchase applications from low-income Native Americans

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan applications from low-income mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home purchase loan applications from low-income minorities

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase apps. from low-income non-Hisp. multiracial appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. home purchase loan applications from middle-income Asians

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home purchase loan applications from middle-income Blacks

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan applications from middle-income Hispanics

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home purchase loan applications from middle-income Whites

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase applications from middle-income Native Americans

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase applications from middle-income mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan applications from middle-income minorities

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. apps. from middle-inc. non-Hisp. multiracial appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. home purchase loan applications from high-income Asians

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home purchase loan applications from high-income Blacks

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home purchase loan applications from high-income Hispanics

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home purchase loan applications from high-income Whites

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loan applications from high-income Native Americans

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loan applications from high-income mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. apps. from high-income non-Hisp. multiracial appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Denial rate of conv. purchase loans to very low-income Asians

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conv. purchase loans to very low-income Blacks

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conv. purchase loans to very low-income Hispanics

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conv. purch. loans to very low-income Nat. Amer.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of purch. loans to very low-inc. mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conv. purchase loans to very low-income minorities

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of purch. loans to very low-inc. multiracial appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Denial rate of conventional purchase loans to low-income Asians

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conventional purchase loans to low-income Blacks

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conv. purchase loans to low-income Hispanics

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conv. purch. loans to low-income Nat. Americans

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conv. purch. loans to low-income mixed race pair

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conv. purch. loans to low-inc. multiracial appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Denial rate of conv. purchase loans to middle-income Asians

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conv. purchase loans to middle-income Blacks

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conv. purch. loans to middle-income Hispanics

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conv. purchase loans to middle-income Whites

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conv. purch. loans to middle-income Nat. Americans

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conv. purch. loans to middle-inc. mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conv. purchase loans to middle-income minorities

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of purch. loans to middle-inc. multiracial appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Denial rate of conv. purchase loans to high-income Hispanics

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conv. purch. loans to high-income Native Americans

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conv. purchase loans to high-inc. mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conv. purchase loans to high-income minorities

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of purch. loans to high-income multiracial applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Owner-occ. home purchase loans by male and female co-borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Owner-occupied home purchase loans by male borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Owner-occupied home purchase loans by female borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Owner-occ. home purchase loans by co-borrowers of the same gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Owner-occupied home purchase loans with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Owner-occupied home purchase loans where gender is not applicable

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Owner-occupied home purchase loans with gender information

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Pct. of owner-occ. purchase loans to male and female co-borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Pct. of owner-occupied home purchase loans to male borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Pct. of owner-occupied home purchase loans by female borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Pct. owner-occ. purch. loans by co-borrowers of the same gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Owner-occ. first-lien purchase loans by male/female co-borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occupied first-lien home purchase loans by male borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occupied first-lien home purchase loans by female borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occ. first-lien purchase loans by same gender co-borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occ. first-lien home purchase loans with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occ. first-lien home purchase loans with gender information

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of owner-occ. first-lien purch. loans to male/female co-borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of owner-occ. first-lien purchase loans to male borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of owner-occ. first-lien purchase loans by female borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of owner-occ. first-lien purchase loans with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home purchase loan apps. to male and female co-applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional home purchase loan applications to male applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional home purchase loan applications to female applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan apps. to co-applicants of the same gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan apps. to applicants with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan apps. to appl. with gender not applicable

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to male and female co-applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conventional home purchase loans to female applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conventional home purchase loans to male applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to co-applicants of the same gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to appl. with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of purch. loans to appl. where gender is not applicable

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purchase loans to male/female co-applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. home purchase loans to male applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. home purchase loans to female applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purch. loans to co-appl. of the same gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loan apps. to very low-inc. male and female co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan apps. to very low-income male applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan apps. to very low-income female applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan apps. to very low-income same gender co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. apps. to very low-inc. appl. with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loan apps. to very low-inc. appl. to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of purch. loans to very low-income male/female co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to very low-income male appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to very low-income female appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of purch. loans to very low-inc. same gender co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of purch. loans to very low-inc. appl. with unk. gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of purch. loans to very low-inc. appl. to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of purch. loans to very low-inc. male/female co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purch. loans to very low-income male appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purch. loans to very low-income female appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of purch. loans to very low-inc. same gender co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loan apps. to low-income male and female co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan apps. to low-income male applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan apps. to low-income female applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loan apps. to low-income co-appl. of the same gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loan apps. to low-inc. appl. with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loan apps. to low-inc. appl. to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to low-inc. male/female co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to low-income male applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to low-income female applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to low-inc. co-appl. of same gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of purch. loans to low-inc. appl. with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purch. loans to low-inc. male/female appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purchase loans to low-income male applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of purch. loans to low-inc. same gender co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loan apps. to middle-income male and female co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan apps. to middle-income male applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan apps. to middle-income female applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loan apps. to middle-inc. co-appl. of same gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loan apps. to middle-inc. appl. with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loan apps. to middle-inc. appl. to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to middle-inc. male/female co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to middle-income male applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to middle-inc. same gender co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of purch. loans to middle-inc. appl. to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of purch. loans to middle-inc. male/female co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purch. loans to middle-inc. male applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purchase loans to middle-income female appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan apps. to high-income male and female co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan apps. to high-income male applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan apps. to high-income female applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loan apps. to high-inc. co-appl. of the same gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loan apps. to high-income appl. with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loan apps. to high-income appl. to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to high-income male/female co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to high-income male applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to high-income female applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to high-income same gender co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of purch. loans to high-inc. appl. with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to high-inc. appl. to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of purch. loans to high-inc. male/female co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purchase loans to high-income female appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of purch. loans to high-inc. same gender co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. home purchase loans to male appl. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purchase loans to female appl. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to same gender co-appl.with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purchase loans with high interest rates to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purchase loans with high interest with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to male/female co-appl. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refinancing loans to male appl. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refinancing loans to female appl. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to same gender co-appl.with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans with high interest rates to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans with high interest rates with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to male/female co-appl. with rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purchase loans to male appl. with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to female appl. with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to same gender co-appl.with rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans with rate information to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans with rate information with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to male/female co-appl. with rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to male appl. with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to female appl. with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to same gender co-appl.with rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans with rate information to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans with rate information with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. purch. loans to male/female co-appl. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. purch. loans to male appl. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. purch. loans to female appl. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of purch. loans to same gender co-appl. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. refin. loans to female appl. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to same gender co-appl.with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. male/fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. male appl. w/ high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. female appl. w/ high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. appl. w/o gender w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. appl. to instit. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. female appl. w/ high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. same gend. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. appl. w/o gend. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. appl. to instit. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. male/fem. appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. male appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. female appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. same gend. app. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. appl. w/o gend. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. app. to instit. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. male/fem. appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. male appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. same gen. appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. appl. w/o gend. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. app. to instit. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to VLI male/fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to very low-inc. male appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to VLI same gend. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to VLI male/fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to very low-inc. male appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to very low-inc. fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to VLI same gend. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. male/female appl. w/ high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. male appl. w/ high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. female appl. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. same gender appl. w/ high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. appl. w/ unk. gender w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. appl. to institutions w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-inc. male/female appl. w/ high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-inc. male appl. w/ high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-inc. female appl. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-inc. same gender appl. w/ high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-inc. appl. to institutions w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. male/female appl. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. male appl. with rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. female appl. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. same gender appl. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. appl. w/unk. gender w/rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. appl. to institutions w/rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-inc. male/female appl. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-income male appl. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-income female appl. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-inc. same gender appl. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-inc. appl. w/unk. gender w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-inc. appl. to instit. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to low-inc. female appl. w/ high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to low-inc. same gend. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to low-inc. female appl. w/ high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to low-inc. same gend. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. male/female appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. female appl. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. same gender appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to mid.-inc. appl. w/ unk. gender w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to mid.-inc. appl. to instit. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-inc. male/female appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-inc. female appl. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-inc. same gender appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to mid.-inc. appl. to instit. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. male/female appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. male appl. w/ rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. female appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. same gender appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to mid.-inc. appl. w/ unk. gend. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to mid.-inc. appl. to instit. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-inc. male/female appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-inc. male appl. w/ rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-inc. female appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-inc. same gender appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to mid.-inc. appl. w/ unk. gend. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to mid.-inc. appl. to instit. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to mid.-inc. male/fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to middle-inc. male appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to middle-inc. female appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to mid.-inc. same gend. app. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to mid.-inc. male/fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to middle-inc. male appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to middle-inc. female appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to mid.-inc. same gend. app. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. male/female appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. male appl. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. female appl. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. same gender appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. appl. w/ unk. gender w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. appl. to instit. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. male/female appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. male appl. w/ high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. female appl. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. same gender appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. appl. w/ unk. gender w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. appl. to instit. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. male/female appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. male appl. w/ rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. female appl. w/ rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. same gender appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. appl. w/ unk. gend. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. appl. to instit. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. male/female appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. male appl. w/ rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. female appl. w/ rate information

Attribute Definition: