Description:  The Home Mortgage Disclosure Act (HMDA) requires most lending institutions to report mortgage loan applications, including the outcome of the application, information about the loan and applicant, and location of the property. In 2004 and later years, data is also available about loans with high interest rates, lien status, and property structure type. The data are collected to assist in determining whether financial institutions are meeting the housing credit needs of their communities; to target community development funds to attract private investment to underserved areas; and to identify possible discriminatory lending patterns. In DataPlace, the loan-level data are summarized into indicators such as the distribution of borrowers by income, denial rates by gender, and loans from subprime lenders by race. For more information about HMDA, see the DataPlace guidebook at http://www.dataplace.org/guides.html or visit the FFIEC web site at http://www.ffiec.gov/hmda.

Originator:  Federal Financial Institutions Examination Council

Beginning Date:  2000-12-31 21:00:00-08

Ending Date:  2001-12-30 21:00:00-08

West Bounding Coordinate:  

East Bounding Coordinate:  

North Bounding Coordinate:  

South Bounding Coordinate:  

Access Constraint:  

Use Constraint:  

Attribute Accuracy Report:  

Attribute Label:  Conv. refin. loans to low-income Whites with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-income minority borr. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-inc. female appl. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. app. to instit. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purchase loans to female appl. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Owner-occ. first-lien home purchase loans with borr. income known

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. refin. loans to very low-income borr. with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. first-lien owner purchase loans with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of govt.-insured home purch. loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Govt.-insured refinancing loans with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. loans with high interest that are first liens

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. first-lien refinancing loans with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  conv. home improvement loans with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conventional refinancing loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. female appl. w/ rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Median loan amount for home purchase of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amt. of first-lien purchase loans for all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amt. of refinancing loans for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amount of home improvement loans for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amount of home purchase loans for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amount of refinancing loans for all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Refin. mortgage loans for 1 to 4 family units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Govt.-insured first-lien loans with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Govt.-insured purchase loans with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. borrower income for owner purch., 1 to 4 fam. excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purchase loans to Hispanics with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage applications for home purchase of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to same gender co-appl.with rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. mixed race pair with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Owner-occ. first-lien home purchase loans to middle-income borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occ. first-lien home purchase loans to low-income borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occ. first-lien home purchase loans to very low-inc. borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Agg. borr. income for owner first-lien purch., 1 to 4 fam. units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Med. borr. inc. for owner first-lien purch., 1 to 4 fam. units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occupied first-lien home purchase loans to minorities

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occupied first-lien home purchase loans to mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occupied first-lien home purchase loans to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occ. first-lien home purchase loans to Native Americans

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occupied first-lien home purchase loans to Whites

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. refin. loans to low-inc. male appl. w/ high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. same gend. app. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Owner-occ. first-lien home purchase loans with gender information

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median loan amount for refinancing of multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage applications for home purchase of manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Owner-occupied first-lien home purchase loans to Hispanics

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occupied first-lien home purchase loans to Blacks

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Avg. amt. of first-lien loans for home impr. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Avg. amt. of subordinate-lien loans for refin. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Avg. amt. for first-lien loans for refinancing of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Avg. amt. for subordinate-lien loans for purch. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  First-lien mortgage loans for home purchase of manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of loans for refin. of all dwellings that are the first lien

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of loans for home impr. of all dwellings that are first lien

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amount of refinancing loans for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amt. of unsecured loans for home impr. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occ. home purchase loans to non-Hisp. multiracial borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Pct. of owner-occ. first-lien purchase loans with unknown race

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Avg. borr. income for owner first-lien purch., 1 to 4 fam. units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to non-Hisp. multiracial applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. purchase loan apps. from non-Hisp. multiracial applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Denial rate of conv. purch. loans to low-inc. multiracial appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Denial rate of purch. loans to high-income multiracial applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Pct. conv. refin. loans to high-inc. borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Purch. loans to non-Hisp. multiracial appl. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Refin. loans to non-Hisp. multiracial appl. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. purchase loans to non-Hispanic multiracial borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Pct. of purch. loans to multiracial borrowers by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refin. loans to high-inc. appl. to instit. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conventional loans with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of refinancing loans subject to HOEPA

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on HOEPA loans only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  First-lien mortgage loans for purchase of multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  First-lien purch. loans for 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  First-lien mortgage loans for home purchase of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage loans for refinancing of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage loans for home improvement of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage loans for home purchase of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage apps. for refinancing of multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to very low-inc. Whites with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-income Nat. Amer. with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. min. borr. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-income minority borr. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-income Whites with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. Blacks with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to very low-inc. Nat. Amer. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-income Whites with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-income Whites with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-income male appl. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to male appl. with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. owner-occ. first-lien purch. loans by same gender co-borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of owner-occ. first-lien purch. loans to male/female co-borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Agg. borrower income for owner-occ. purchases of manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. first-lien owner purch. loans with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Govt.-insured first-lien refin. loans with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Owner-occupied first-lien home purchase loans with unknown race

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Subordinate-lien mortgage loans for purch. of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage apps. for home improvement of multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. male appl. w/ rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to high-inc. Hisp. with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to high-inc. Blacks with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to high-inc. Native Amer. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to mid.-inc. min. borr. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to mid.-inc. multirac. borr. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Pct. conv. refin. loans to mid.-inc. mixed race pair w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to mid.-inc. Whites with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to mid.-inc. Hisp. with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to mid.-inc. Blacks with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to mid.-inc. Asians with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to mid.-inc. Native Amer. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to low-inc. minority borr. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to low-inc. multirac. borr. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Pct. conv. refin. loans to low-inc. mixed race pairs w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to low-inc. Whites with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to low-inc. Hisp. with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to low-inc. Blacks with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to low-inc. Asians with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to low-inc. Nat. Amer. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to very low-inc. min. borr. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to very low-inc. multiracial w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Pct. conv. refin. loans to very low-inc. mixed pairs w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to very low-inc. Hisp. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to very low-inc. Blacks with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to very low-inc. Asians with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to very low-inc. Nat. Amer. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. multiracial borr. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. refin. loans to high-inc. mixed race pairs with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-income Whites with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-income Hispanics with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-income Blacks with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-income Asians with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-income Nat. Amer. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-inc. minority borr. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to mid.-inc. multiracial borr. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. refin. loans to mid.-inc. mixed race pairs with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-income Whites with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-income Hispanics with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-income Blacks with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-income Asians with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-income Nat. Amer. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-income minority borr. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-inc. multiracial borr. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. refin. loans to low-inc. mixed race pairs with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-income Blacks with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-income Asians with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. multiracial. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. refin. loans to very low-inc. mixed pairs w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. Whites with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. Hisp. with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. Blacks with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. Asians with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. Native Amer. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. multiracial borr. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. refin. loans to high-inc. mixed pairs w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. Whites with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. Hisp. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. Blacks with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. Asians with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. Nat. Amer. with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to mid.-inc. multiracial w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. refin. loans to middle-inc. mixed pairs w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-inc. Hispanics with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-income Blacks with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-income Asians with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to mid.-inc. Nat. Amer. with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-inc. minority borr. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-income multiracial borr. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. refin. loans to low-income mixed race pairs with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-income Hisp. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-income Blacks with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-income Asians with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-income Nat. Amer. with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. minority borr. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. multirac. borr. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. refin. loans to very low-inc. mixed race pairs w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. Whites with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. Hispanics with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. Nat. Amer. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to high-inc. minority borr. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to high-inc. multiracial w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Pct. conv. purch. loans to high-inc. mixed pairs w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to high-inc. Whites with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to high-inc. Hisp. with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to high-inc. Blacks with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to high-inc. Asians with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to high-inc. Native Amer. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to middle-inc. min. borr. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to mid.-inc. multiracial w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Pct. conv. purch. loans to mid.-inc. mixed pairs with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to middle-inc. Whites with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to middle-inc. Hisp. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to middle-inc. Blacks with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to middle-inc. Asians with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to middle-inc. Nat. Amer. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to low-inc. min. borr. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to low-inc. multirac. borr. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Pct. conv. purch. loans to low-inc. mixed race pair w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to low-income Whites with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to low-income Hisp. with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to low-income Blacks with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to low-income Asians with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to low-inc. Nat. Amer. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to very low-inc. min. borr. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to very low-inc. multiracial w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Pct. conv. purch. loans to very low-inc. mixed pairs w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to very low-inc. Whites w/ high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to very low-inc. Hisp. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to very low-inc. Blacks w/ high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to very low-inc. Asians w/ high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-income minority borr. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. multiracial borr. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. purch. loans to high-inc. mixed race pairs with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-income Whites with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-income Hispanics with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-income Blacks with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-income Asians with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-income Nat. Americans with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. minority borr. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to mid.-inc. multiracial borr. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. purch. loans to middle-income Whites with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. Hispanics with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-income Blacks with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-income Asians with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. Nat. Amer. with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. multiracial borr. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. purch. loans to low-income mixed race pairs with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-income Hispanics with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-income Blacks with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-income Asians with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-income Nat. Americans with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. min. borr. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. multirac. borr. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. purch. loans to very low-inc. mixed pairs with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. Whites with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. Hisp. with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. Blacks with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. Asians with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. Nat. Amer. w/ int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-income minority borr. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. multiracial borr. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. purch. loans to high-income mixed race pairs with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-income Hisp. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-income Blacks with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-income Asians with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-income Nat. Americans with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. minority borr. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. multirac. borr. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. purch. loans to middle-inc. mixed race pairs with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. Hisp. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. Blacks with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. Asians with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. Nat. Americans with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. minority borr. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-income multiracial borr. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. purch. loans to low-income mixed race pairs with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. Hispanics with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-income Blacks with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-income Asians with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-income Nat. Amer. with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. minority borr. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. multirac. borr. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. purch. loans to very low-inc. mixed race pairs w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. Whites with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. Hisp. with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. Blacks with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. Asians with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. Nat. Amer. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. refin. loans to minority borr. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. refin. loans to multiracial borr. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Pct. of conv. refin. loans to mixed race pair with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. refin. loans to Whites with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. refin. loans to Hispanics with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. refin. loans to Blacks with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. refin. loans to Asians with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. refin. loans to Nat. Amer. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans with unknown race with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to institutions with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to minority borrowers with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to multiracial borr. with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. refin. loans to mixed race pairs with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refinancing loans to Whites with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refinancing loans to Hispanics with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refinancing loans to Blacks with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refinancing loans to Asians with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to Native Americans with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refinancing loans to institutions with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans with unknown race with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to minority borr. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to multiracial borr. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. refin. loans to mixed race pairs with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refinancing loans to Whites with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refinancing loans to Blacks with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refinancing loans to Asians with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to Native Americans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to mid.-inc. male/fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to mid.-inc. same gend. app. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to middle-inc. female appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to middle-inc. male appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to mid.-inc. male/fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to mid.-inc. appl. to instit. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to mid.-inc. appl. w/ unk. gend. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-inc. same gender appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-inc. female appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-inc. male appl. w/ rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-inc. male/female appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to mid.-inc. appl. to instit. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to mid.-inc. appl. w/ unk. gend. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. same gender appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. female appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. male appl. w/ rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. male/female appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to mid.-inc. appl. to instit. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to mid.-inc. appl. w/ unk. gender w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-inc. same gender appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-inc. female appl. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-inc. male appl. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-inc. male/female appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to mid.-inc. appl. to instit. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to mid.-inc. appl. w/ unk. gender w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. same gender appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. female appl. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. male appl. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. male/female appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to low-inc. same gend. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to low-inc. female appl. w/ high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to low-inc. male appl. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to low-inc. male/fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to low-inc. same gend. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to low-inc. female appl. w/ high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to low-inc. male appl. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to low-inc. male/fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-inc. appl. to instit. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-inc. appl. w/unk. gender w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-inc. same gender appl. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-income female appl. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-inc. male/female appl. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. appl. to institutions w/rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. same gender appl. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. female appl. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. male/female appl. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-inc. appl. to institutions w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-inc. appl. w/ unk. gender w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-inc. same gender appl. w/ high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-inc. male/female appl. w/ high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. appl. to institutions w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. appl. w/ unk. gender w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. same gender appl. w/ high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. female appl. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. male appl. w/ high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. male/female appl. w/ high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to VLI same gend. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to very low-inc. fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to very low-inc. male appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to VLI male/fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to VLI same gend. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to very low-inc. fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to very low-inc. male appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to VLI male/fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. app. to instit. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. appl. w/o gend. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. female appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. male appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. male/fem. appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. appl. w/o gend. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. female appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. male appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. male/fem. appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. appl. to instit. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. appl. w/o gend. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. same gend. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. female appl. w/ high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. male appl. w/ high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. male/fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. appl. to instit. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. appl. w/o gender w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. same gend. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. female appl. w/ high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. male appl. w/ high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. male/fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to same gender co-appl.with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. refin. loans to female appl. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. refin. loans to male appl. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. refin. loans to male/female co-appl. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of purch. loans to same gender co-appl. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. purch. loans to female appl. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. purch. loans to male appl. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. purch. loans to male/female co-appl. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans with rate information with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans with rate information to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to female appl. with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to male/female co-appl. with rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans with rate information with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans with rate information to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to same gender co-appl.with rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purchase loans to male appl. with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to male/female co-appl. with rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans with high interest rates with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans with high interest rates to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to same gender co-appl.with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refinancing loans to female appl. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refinancing loans to male appl. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to male/female co-appl. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purchase loans with high interest with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purchase loans with high interest rates to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to same gender co-appl.with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. home purchase loans to male appl. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to male/female co-appl. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of owner-occ. first-lien purchase loans by female borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of owner-occ. first-lien purchase loans to male borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Refinancing loans subject to HOEPA

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on HOEPA loans only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of home improvement loans subject to HOEPA

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on HOEPA loans only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Home improvement loans with HOEPA information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on HOEPA loans only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Home improvement loans subject to HOEPA

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on HOEPA loans only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to high-inc. min. borr. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to high-inc. multirac. borr. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Pct. conv. refin. loans to high-inc. mixed race pair w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to high-inc. Whites with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Owner-occ. first-lien purch. loans where gender is not applicable

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occ. first-lien home purchase loans with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occ. first-lien purchase loans by same gender co-borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occupied first-lien home purchase loans by female borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occupied first-lien home purchase loans by male borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occ. first-lien purchase loans by male/female co-borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. refinancing loans to non-Hisp. multiracial borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Pct. conv. refin. loans to middle-inc. borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. conv. refin. loans to low-inc. borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. conv. refin. loans to very low-inc. borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refin. loans to high-income borr. with income info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refin. loans to middle-income borr. with income info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refin. loans to low-income borr. with income info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refin. loans to very low-income borr. with income info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refin. loans to high-income borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refin. loans to middle-income borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refin. loans to low-income borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refin. loans to very low-income borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. conv. purch. loans to high-inc. borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. conv. purch. loans to middle-inc. borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. conv. purch. loans to low-inc. borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. conv. purch. loans to very low-inc. borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purch. loans to high-income borr. with income info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purch. loans to middle-income borr. with income info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purch. loans to low-income borr. with income info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purch. loans to very low-income borr. with income info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purch. loans to high-income borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purch. loans to middle-income borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purch. loans to low-income borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purch. loans to very low-income borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Denial rate of purch. loans to middle-inc. multiracial appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Denial rate of purch. loans to very low-inc. multiracial appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. purch. apps. from high-income non-Hisp. multiracial appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. purch. apps. from middle-inc. non-Hisp. multiracial appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. purchase apps. from low-income non-Hisp. multiracial appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. purch. apps. from very low-inc. non-Hisp. multiracial appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Pct. home purchase multifamily loans that are not owner-occupied

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Home purchase multifamily loans by institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Home purchase multifamily loans that are owner-occupied

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Home purchase multifamily loans that are not owner-occ.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. purchase loans for manuf. homes that are not owner-occupied

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Home purchase loans for manufactured homes by institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Home purchase loans for manufactured homes that are owner-occ.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Home purchase loans for manuf. homes that are not owner-occupied

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. purchase loans not owner-occ., 1 to 4 fam. excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Purchase loans by institutions, 1 to 4 family units excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Purchase loans that are owner-occupied, 1 to 4 fam. excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Purchase loans that are not owner-occ., 1 to 4 fam. excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of owner-occ. first-lien purch. loans with unknown income

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of owner-occ. first-lien purchase loans to high-income borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of owner-occ. first-lien purchase loans to middle-inc. borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of owner-occ. first-lien purchase loans to low-income borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of owner-occ. first-lien purch. loans to very low-inc. borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occ. first-lien home purchase loans to high-income borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Avg. borrower income for owner-occ. purch. of manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Owner-occ. home purch. loans with income known for manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Own.-occ. home purch. loans with income, 1 to 4 fam. excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Agg. borrower income for owner purch., 1 to 4 fam. excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Med. borrower inc. for own.-occ. purch., 1 to 4 fam. excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. purch. loans to minority borr. with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. purchase loans to multiracial borr. with high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Pct. of conv. purch. loans to mixed race pairs with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. purchase loans to Whites with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. purch. loans to Hispanics with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. purchase loans to Blacks with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. purchase loans to Asians with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. purch. loans to Nat. Amer. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purchase loans with unknown race with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purchase loans to institutions with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to minority borrowers with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purchase loans to mixed race pairs with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purchase loans to Whites with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purchase loans to Blacks with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purchase loans to Asians with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purchase loans to Native Americans with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purchase loans to institutions with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purchase loans with unknown race with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to minority borrowers with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to multiracial borr. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Conv. purchase loans to mixed race pairs with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conventional purchase loans to Whites with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conventional purchase loans to Blacks with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conventional purchase loans to Asians with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purchase loans to Native Americans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to high-inc. borr. with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to middle-inc. borr. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to low-inc. borr. with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to very low-inc. borr. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-income borr. with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-income borr. with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-income borr. with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-income borr. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to middle-income borr. with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-income borr. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-income borr. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to high-inc. borr. with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to middle-inc. borr. with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to low-inc. borr. with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to very low-inc. borr. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-income borr. with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. borr. with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-income borr. with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. borr. with rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-income borr. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. borr. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-income borr. with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to very low-inc. borr. with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. first-lien owner refin. loans with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. first-lien owner refinancing loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. first-lien owner purchase loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of govt. refin. loans with high int. that are first liens

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of govt. home impr. loans with high int. that are first lien

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of govt. purchase loans with high int. that are first liens

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of govt. loans with high interest that are first liens

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of govt. first-lien refin. loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of govt. first-lien home impr. loans with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of govt. first-lien purchase loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of govt.-insured first-lien loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Govt.-insured first-lien home impr. loans with int. rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Govt.-insured first-lien purchase loans with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Govt.-insured first-lien refin. loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Govt.-insured first-lien home impr.loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Govt.-insured first-lien purchase loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Government-insured first-lien loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of govt.-insured refinancing loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of govt.-insured home impr. loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of government-insured loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Government-insured loans with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Government-insured refinancing loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Govt.-insured home improvement loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Government-insured home purchase loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Government-insured loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. first-lien refin. loans with high interest per 1000 units

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. first-lien home impr. loans with high int. per 1000 units

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. first-lien purchase loans with high interest per 1000 units

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. first-lien refin. loans with high interest per 1000 1-4 fam. units

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. first-lien home impr. loans with high int. per 1000 1-4 fam. units

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. first-lien purchase loans with high interest per 1000 1-4 fam. units

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. refin. loans with high int. that are first liens

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. impr. loans with high int. that are first liens

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. purchase loans with high int. that are first liens

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. first-lien refin. loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. first-lien home impr. loans with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. first-lien purchase loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conventional first-lien loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. first-lien home impr. loans with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. first-lien home purchase loans with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. first-lien loans with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. first-lien refinancing loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. first-lien home improvement loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. first-lien home purchase loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conventional first-lien loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. refinancing loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. home improvement loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conv. home purchase loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of conventional loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conventional home purchase loans with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conventional home improvement loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conventional home purchase loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to high-inc. same gend. app. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to high-inc. fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to high-inc. male appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to high-inc. male/fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to high-inc. same gend. app. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to high-inc. fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to high-inc. male appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. purch. loans to high-inc. male/fem. appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. appl. w/ unk. gend. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. same gender appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. female appl. w/ rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. male/female appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. appl. to instit. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. appl. w/ unk. gend. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. same gender appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. male appl. w/ rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. male/female appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. appl. to instit. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. appl. w/ unk. gender w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. same gender appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. female appl. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. male appl. w/ high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. male/female appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. appl. to instit. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. appl. w/ unk. gender w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. same gender appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. female appl. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. male appl. w/ high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-inc. male/female appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to mid.-inc. same gend. app. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to middle-inc. female appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. conv. refin. loans to middle-inc. male appl. w/ high int.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of owner-occ. first-lien home purchase loans to minorities

Attribute Definition:  

Attribute Value Accuracy Explanation:  Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Pct. of owner-occ. first-lien purchase loans to mixed race pairs

Attribute Definition:  

Attribute Value Accuracy Explanation:  Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Pct. of owner-occ. first-lien purchase loans to Native Americans

Attribute Definition:  

Attribute Value Accuracy Explanation:  Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Pct. of owner-occupied first-lien home purchase loans to Whites

Attribute Definition:  

Attribute Value Accuracy Explanation:  Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Pct. of owner-occupied first-lien purchase loans to Hispanics

Attribute Definition:  

Attribute Value Accuracy Explanation:  Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Pct. of owner-occupied first-lien home purchase loans to Blacks

Attribute Definition:  

Attribute Value Accuracy Explanation:  Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Pct. of owner-occ. first-lien purchase loans to Asians

Attribute Definition:  

Attribute Value Accuracy Explanation:  Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Owner-occ. first-lien purch. loans to non-Hisp. multiracial borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Pct. owner-occ. purch. loans to non-Hisp. multiracial borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens. Beginning in 2004, applicants could choose more than one race. Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Median amt. of unsecured loans for home impr. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median amt. of subordinate-lien loans for impr. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median amt. of first-lien loans for home impr. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median amt. of subordinate-lien loans for refin., all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median amt. of first-lien loans for refin. of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median amt. of subordinate-lien loans for purch. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median amt. of first-lien loans for multifamily purchase

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Median amt. of first-lien loans for purchase of manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Median amt. of first-lien loans for purch. of 1 to 4 fam. units, excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Median amt. of first-lien loans for purch. of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median loan amount for refinancing of manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Median refin. loan amt. of 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Median loan amt. for home improvement of multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Median loan amount for home improvement of manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Median impr. loan amt. of 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Median loan amount for home improvement of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Median loan amount for home purchase of multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Median loan amount for home purchase of manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Median purch. loan amt. for 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amt. of first-lien loans for multifamily purchase

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amt. of first-lien purch. loans for manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amt. of first-lien purch. loans for 1 to 4 fam. units

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amt. of first-lien purch. loans for all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amt. of first-lien loans for home impr. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amt. of subordinate-lien loans for refin. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amt. of first-lien loans for refinancing for all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amt. of subordinate-lien loans for purchase of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amt. of first-lien loans for multifamily purchase

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amt. of first-lien purch. loans for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amt. of first-lien purchase loans for 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amt. of home impr. loans for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amt. of home purch. loans for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amount of refinancing loans for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amount of home impr. loans for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amount of home purchase loans for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amt. of refin. loans for 1-4 fam. units, excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amt. of impr. loans for 1-4 fam. units, excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. dollar amt. of purch. loans for 1-4 fam. units, excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amount of home impr. loans for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amount of home purchase loans for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amount of refinancing loans for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amt. of refin. loans for 1 to 4 family units, excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amt. of impr. loans for 1 to 4 family units excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amt. of purchase loans for 1 to 4 fam. units, excl. manuf.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amt. of home improvement loans for all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Dollar amount of home purchase loans for all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of loans for purchase of all dwellings that are first lien

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Subordinate lien mortgage loans for refin. of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  First-lien mortgage loans for refinancing of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage loans with no liens for home impr. of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Subordinate lien loans for home impr. of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  First-lien mortgage loans for home impr. of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of refinancing mortgage loans for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of refin. loans for 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of refinancing mortgage loans for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of home improvement mortgage loans for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of home impr. loans for 1 to 4 fam. unit, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of home impr. mortgage loans for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of home purchase mortgage loans for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of purchase loans for 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of home purchase mortgage loans for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage loans for refinancing of manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage loans for home improvement of manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage loans for home purchase of manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage loans for refinancing of multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage loans for home improvement of multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage loans for home purchase of multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Home impr. mort. loans for 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Purchase mortgage loans for 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of refinancing mortgage apps. for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of refin. apps. for 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of refinancing mortgage applications for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of home impr. mortgage apps. for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. home impr. apps. for 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of home improvement mortgage apps. for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of purchase apps. for 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Pct. of home purchase mortgage apps. for manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage applications for home improvement of manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage apps. for home purchase of multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Refin. mortgage apps. for 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Home impr. mort. apps. for 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Purchase mortgage apps. for 1 to 4 fam. units, excl. manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage applications for refinancing of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage apps. for home improvement of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conventional loans with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to multiracial borr. with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Pct. conv. refin. loans to high-inc. Asians with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. male appl. with rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. amt. of subordinate-lien loans for impr. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. owner-occ. first-lien purch. loans to multiracial borr.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race. Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Denials of conv. purch. loans to very low-inc. multiracial appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Denials of conv. purch. loans to low-inc. multiracial applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Denials of conv. purchase loans to middle-inc. multiracial appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Denials of conv. purch. loans to high-inc. multiracial applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Pct. of owner-occ. first-lien purchase loans with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Refinancing loans with HOEPA information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on HOEPA loans only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. Asians with high int. rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to low-inc. appl. w/unk. gender w/rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Govt.-insured home impr. loans with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Avg. amt. unsecured loan amount for home impr. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Owner-occupied first-lien home purchase loans with known race

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purch. loans to non-Hisp. multiracial appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders. Beginning in 2004, applicants could choose more than one race.

Attribute Label:  Pct. of refin. loans to multiracial borrowers by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conventional purchase loans to Hispanics with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-income minority borr. with rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Mortgage applications for refinancing of manufactured homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Owner-occ. first-lien home purchase loans to Asian/Pac. Islanders

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. refin. loans to low-income Hisp. with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to high-inc. minority borr. with high interest

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to low-income Whites with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to high-income Whites with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to middle-inc. Whites with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refinancing loans to Hispanics with high interest rates

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. refin. loans to very low-inc. same gen. appl. w/ rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. purch. loans to female appl. with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Median borrower income for owner-occ. purchases of manuf. homes

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conv. first-lien owner refinancing loans with interest rate info.

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Conventional refinancing loans with interest rate information

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on loan pricing only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Median loan amount for refinancing of all dwelling types

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amt. of subordinate-lien loans for impr. of all dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of home purchase mortgage apps. for multifamily dwellings

Attribute Definition:  

Attribute Value Accuracy Explanation:  Data on specific structure types only became available in 2004, so we do not have earlier years for this indicator.

Attribute Label:  Owner-occupied first-lien purchase loans for 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Avg. dollar amt. of loans for refinancing of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. refin. loans by subprime lenders with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. of owner-occupied home purchase loans by female borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Pct. of conv. home purchase loans to Whites by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conventional refinancing loans by subprime lenders to Whites

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Denial rate of conv. purchase loans to very low-income Hispanics

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Denial rate of conv. purchase loans to low-income applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purchase loans to very low-income applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of owner-occ. home purchase loans to Asian/Pac. Islanders

Attribute Definition:  

Attribute Value Accuracy Explanation:  Since 10 - 20 percent of loans do not report the borrower's race in a given year, we use the number of loans with a valid borrower's race as the denominator for this indicator.

Attribute Label:  Denial rate of conv. purchase loans to low-income minorities

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Pct. of govt.-insured multifamily loans by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purchase loans to male/female co-applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of owner-occupied home purchase loans to male borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Pct. of owner-occ. purchase loans to male and female co-borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  These indicators may double-count borrowers in instances where they used both a first and second (""piggyback"") lien to purchase their homes. Beginning in 2004, a better indicator is available that includes only first liens.

Attribute Label:  Dollar amount of multifamily loans per 1000 housing units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amt. of purch. loans for 1 to 4 fam. units per 1000 units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Avg. dollar amt. of loans for home purchase of 1 to 4 fam. units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of mortgage loans for home impr. of 1 to 4 family units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amt. of refin. loans for 1 to 4 fam. units per 1000 units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amt. of impr. loans for 1 to 4 fam. units per 1000 units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Dollar amount of mortgage loans for all purposes per 1000 units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of purch. loans for 1 to 4 fam. units that are conventional

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Refinancing loans for 1 to 4 family units per 1000 housing units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Home impr. loans for 1 to 4 family units per 1000 housing units

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Pct. of conv. purchase loans to minorities by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Denial rate of conv. purchase loans to high-income applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purchase loans to high-income Hispanics

Attribute Definition:  

Attribute Value Accuracy Explanation:  Differences in denial rates among whites and minorities may be due to legitimate factors, such as differences in wealth and credit history, but a portion of the disparity is likely due to the persistence of discrimination among some lenders.

Attribute Label:  Pct. refin. loans to same gender co-borrowers by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. of conv. refin. loans to female borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. of conv. refin. loans to male borrowers by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. purch. loans to same gender co-borrowers by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. of conv. purch. loans to male borrowers by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Pct. purch. loans to male/female co-borrowers by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refinancing mortgage loans to applic. with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. refinancing mortgage loans to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. refinancing mortgage loans to same gender co-borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional refinancing mortgage loans to female borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional refinancing mortgage loans to male borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. refinancing mortgage loans to male and female co-borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase mortgage loans to borrowers with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase mortgage loans to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase mortgage loans to co-borrowers of the same gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional purchase mortgage loans to female borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conventional purchase mortgage loans to male borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase mortgage loans to male and female co-borrowers

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. refin. loans by subprime lenders to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refin. loans to same gender co-borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refinancing loans to female borrowers by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refinancing loans to male borrowers by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. refin. loans to male/female co-borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purchase loans by subprime lenders with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purchase loans by subprime lenders to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purch. loans to same gender co-borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purchase loans to female borrowers by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purchase loans to male borrowers by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Conv. purch. loans to male/female co-borr. by subprime lenders

Attribute Definition:  

Attribute Value Accuracy Explanation:  ""Subprime lenders"" are those who HUD has identified as specializing in subprime mortgage lending, but they may also do prime lending. While it is not possible to determine from HMDA whether an individual loan is subprime, this indicator can be used to approximate the level of subprime lending.

Attribute Label:  Denial rate of purch. loans to high-inc. same gender co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purchase loans to high-income female appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purchase loans to high-income male appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to high-inc. appl. to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of purch. loans to high-inc. appl. with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to high-income same gender co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to high-income female applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to high-income male applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to high-income male/female co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loan apps. to high-income appl. to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loan apps. to high-income appl. with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loan apps. to high-inc. co-appl. of the same gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan apps. to high-income female applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan apps. to high-income male applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan apps. to high-income male and female co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of purch. loans to middle-inc. same gender co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purchase loans to middle-income female appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purch. loans to middle-inc. male applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of purch. loans to middle-inc. appl. to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of purch. loans to middle-inc. appl. with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to middle-inc. same gender co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to middle-income female applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to middle-income male applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to middle-inc. male/female co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loan apps. to middle-inc. appl. to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loan apps. to middle-inc. appl. with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loan apps. to middle-inc. co-appl. of same gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan apps. to middle-income female applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purchase loan apps. to middle-income male applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Conv. purch. loan apps. to middle-income male and female co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of purch. loans to low-inc. same gender co-appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purch. loans to low-income female applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purchase loans to low-income male applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denial rate of conv. purch. loans to low-inc. male/female appl.

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to low-inc. appl. to institutions

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of purch. loans to low-inc. appl. with unknown gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purch. loans to low-inc. co-appl. of same gender

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to low-income female applicants

Attribute Definition:  

Attribute Value Accuracy Explanation:  

Attribute Label:  Denials of conv. purchase loans to low-income male applicants

Attribute Definition:  

Attribute Value Accuracy Explanation: